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Freelancer

Pay Later

Pay Later is a solution advancing digital technology access in the Global South. ​It is financing for computing technology purchases. Financing spreads the cost of technology over time, enabling individuals to access tools and resources beyond their immediate financial means. 

The Challenges of Democratizing Access to Technology

In an ideal world, scientific and technological advances would be available to all humanity, and the digital world would be a space for everyone, regardless of income and location. Centuries since the industrial revolution and decades into the information revolution, our reality is far from that. Millions of people are still unable to partake in the opportunities and prosperities of our time for social, economic, and political reasons. 

 

Computers
Coins

Money. Money. Money

According to GSMA, in Sub-Saharan Africa, around 60% of the population does not use mobile internet despite living in an area with coverage, and a key barrier is smartphone affordability.

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Citizens Fund

Citizens Fund is our crowd-lending program, where anyone can lend capital to Hagush.

 

Loans are pooled to support Pay Later, a program democratizing digital technology access in the Global South. 

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Holding Money
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